Get a Quote

    Marine Cargo Insurance

    Institute Cargo Clauses (A) cover for vehicles shipped from the UK. Same-day cover notes available.

    Standard carrier liability covers only a fraction of a vehicle's value. Our all-risks marine cargo insurance, written to Institute Cargo Clauses (A), protects the full declared value of your vehicle from collection to delivery.

    We arrange port-to-port and warehouse-to-warehouse cover for cars, motorhomes, motorbikes and commercial vehicles shipped from any UK port.

    Quick Answer

    Marine cargo insurance for vehicle shipping from the UK is written to Institute Cargo Clauses (A) — the broadest all-risks cover available. Policies are placed with Lloyd's syndicates and A-rated insurers, with premiums typically 1.0% to 2.5% of declared value depending on vehicle type, route and warehouse-to-warehouse extension. Same-day cover notes issued.

    Standard carrier liability under the Hague-Visby Rules caps recovery at SDR 2 per kilogram of cargo — for a 1,500kg saloon that is roughly £2,500, a fraction of the vehicle value. All-risks marine insurance fills that gap by covering the full agreed value of the vehicle from collection through to delivery.

    We arrange port-to-port cover (load port to discharge port) and warehouse-to-warehouse cover (UK collection address to destination delivery address). Add-ons include war and strikes (SRCC) cover, total-loss only at lower premium, and concealed-damage discovery periods. Lloyd's-backed policies pay claims in GBP or USD without currency conversion delay.

    Why Choose Our Marine Cargo Insurance

    Institute Cargo Clauses (A)

    All-risks cover, the broadest standard available.

    Agreed Value

    Cover written to your declared value, not depreciated market value.

    Warehouse to Warehouse

    Optional cover from UK collection to overseas delivery address.

    Same-Day Cover Note

    Binding cover issued within hours for time-critical bookings.

    Lloyd's-Backed Underwriters

    Policies placed with Lloyd's syndicates and A-rated insurers.

    Claims Handled In-House

    Single point of contact from incident through settlement.

    How It Works

    01

    Declare Value

    Independent valuation, invoice or fair market evidence.

    02

    Premium Quote

    Typically 1.0–2.5% of declared value.

    03

    Cover Note

    Same-day cover note issued on payment.

    04

    Policy & Schedule

    Full policy documents within 5 working days.

    05

    Claims Support

    In-house claims team handles any incident end-to-end.

    Indicative Pricing

    Prices are estimates for a standard car. Get an exact quote for your vehicle.

    Standard car (port-to-port)

    Of declared value, minimum £45

    1.0%

    Standard car (warehouse-to-warehouse)

    Of declared value, minimum £75

    1.5%

    Classic / luxury car

    Agreed-value basis

    1.8%

    Motorcycle

    Minimum £35

    1.2%

    Transit Times & Indicative Prices

    Sample routes for marine cargo insurance from UK ports. View full schedule.

    RouteMethodTransit (days)From
    Standard car port-to-port (any route)ICC (A) port-to-portBound same day1.0% of value
    Standard car warehouse-to-warehouseICC (A) warehouse-to-warehouseBound same day1.5% of value
    Classic or luxury car (agreed value)ICC (A) agreed-valueBound same day1.8% of value
    Motorcycle (any route)ICC (A)Bound same day1.2% of value (£35 min)

    Documents Required

    Paperwork our team prepares or collects for every marine cargo insurance booking. See the full documents guide.

    V5C Logbook

    Original DVLA V5C registration document. We submit the V5C/4 export notification on your behalf.

    Passport or Photo ID

    A valid passport or UK photo driving licence is required for export customs and destination clearance.

    Proof of Purchase

    Invoice, bill of sale or auction receipt to support the customs declared value.

    Proof of Address

    Utility bill or bank statement dated within the last three months.

    Export Declaration

    We file the C88/CHIEF or CDS export entry with HMRC and supply the MUCR reference.

    Destination Import Documents

    Country-specific paperwork such as NOVA, GCC certificate, RAV/SEVS, RIV or EPA/DOT release, prepared by our agent network.

    Vehicle Types We Ship

    All vehicle classes accepted under marine cargo insurance.

    CarsClassic CarsLuxury CarsMotorcyclesMotorhomesCommercial VehiclesPlant & Machinery

    Frequently Asked Questions

    Is marine insurance included in the shipping quote?
    Carrier liability is included but limited. We always recommend separate all-risks marine cover for the full vehicle value.
    What does Institute Cargo Clauses (A) cover?
    All risks of loss or damage in transit, except specified exclusions such as inherent defect, war (covered by extension) and willful misconduct.
    How do I make a claim?
    Notify us within 30 days, provide photos and the surveyor's report. We handle the claim with underwriters end-to-end.
    Why is carrier liability insufficient?
    Hague-Visby liability is capped at SDR 2 per kilogram — a small fraction of a vehicle's value. Even a total loss claim under carrier liability would only recover a few thousand pounds.
    How much does marine insurance cost?
    Typically 1.0% of declared value for port-to-port, 1.5% for warehouse-to-warehouse, and 1.8% for classic and luxury cars on agreed-value basis. Minimum premium £45.
    What is excluded from Institute Cargo Clauses (A)?
    Inherent vice (existing mechanical defects), wilful misconduct, ordinary wear and tear, and war and strikes (covered by extension). All other risks are covered.
    How fast can cover be bound?
    Same-day cover notes issued on completion of the proposal form and premium payment. Full policy documents follow within five working days.

    About this page

    Operated by Ship Cars RoRo, a UK-based international vehicle shipping specialist. BIFA-affiliated forwarder with weekly RoRo, container and shared container sailings from Southampton, Tilbury, London Gateway, Felixstowe and Bristol to 150+ countries.

    Entities & topics covered

    United KingdomHMRCDVLABIFAIMOPort of SouthamptonPort of TilburyLondon GatewayPort of FelixstowePort of BristolRoRo ShippingContainer ShippingCustoms ClearanceVehicle ExportMarine Cargo InsuranceInstitute Cargo ClausesLloyd's of LondonHague-Visby RulesAgreed ValueWarehouse to Warehouse

    Ready to Ship?

    Get a free, no-obligation quote for marine cargo insurance from the UK. Browse our destinations or use the cost calculator for an estimate.

    Free Shipping Quote

    Get your free vehicle shipping quote

    Tell us where, when and what. We will email a tailored quote and our team will follow up.

    Get a Free Shipping Quote

    Answer 8 quick questions — our team replies within one working day.

    Vehicle Information
    Shipping Information
    Contact Information